Are you Looking for Health Insurance?
Learn about your options, as well as resources that can help you get your search underway.
Individual Policies - Individual health insurance policies are usually the first place people look when they need insurance and can't get it through their jobs. These policies are sold by private companies.
High Risk Pools - If you are rejected for individual health insurance coverage due to a pre-existing health condition, a high risk pool may be the answer. High risk pools are not available in every state, but if yours has one, investigate this option. High risk health insurance pools are typically more expensive that individual policies, but if you can afford the cost, it's far better than remaining uninsured.
Insurance agents can help you find a health insurance policy that fits your needs. Be sure you are dealing with an agent that is licensed to sell health insurance. You can check an agent's status with your state's Department of Insurance. Find contact information and links to the Department of Insurance and insurance agent information under State-Specific Resources below.
In addition to providing information about licensed insurance agents, the Department of Insurance also keep lists of insurance companies that are licensed to do business in their state - but they cannot make recommendations for specific agents or companies.